Comprehensive Personal Liability is a broad coverage that protects you, up to $500,000, if you are found liable for anyone being hurt, or you negligently damage someone else's property. It will also pay up to $5,000 in medical expenses an if injury occurs on your property.
A Replacement Cost of Contents provision in your policy will cover the contents of your home against many perils, as well as from loss due to theft, burglary or robbery. Certain limits apply to jewelry, computers, etc., unless covered under a personal property floater coverage which separately insures individual valuable items.
Fire, Smoke Damage, Water Damage (inside water only), Vandalism, Falling Objects, Aircraft, Hail, Collapse, Vehicle, Lightning, Windstorms, Explosion, Tornado, Earthquake (additional cost)
A typical policy will pay the replacement cost of a dwelling destroyed beyond repair by one of the perils listed to the right. It also protects your house, garage and other adjacent structures against damage from:
Whether you’re a first-time homeowner or you are buying another home, we can help ensure you have a policy that meets your needs at a price that is right for you.
